Description: Discussion of the attitudes of consumers and consumerists regarding the life insurance industry and its products and a discussion of opportunities for improvement Topics include: 1. Disclosure to existing policyholders 2. Policy loan problems, including the policy replacement problem 3. dividend determination practices and 4. deceptive sales practices in the llfe insurance business.

Description: Presented at October 1986 Annual Meeting. This session discussion is about the impact of the AIDS epidemic, legal challenges to risk classification practices, impact on practices resulting from these challenges and from trends in areas such as preferred risks and guaranteed issues, possible future developments in underwriting and risk classification and how they may impact product design and marketing.

Description: This presentation is a general session from the joint Society of Actuaries/Casualty Actuarial Society Meeting held April 10-11, 1978 in New York City. The panelists provide an update on the current environment for risk classification in both property/casualty and life insurance areas, including regulatory development and court cases. The speakers note there are at least eleven Federal Agencies administering bans against sex discrimination, although not all of these deal with retirement plans or insurance, and that various states have issued regulations which affect our ability to classify risks, and that the issues, social more than actuarial, will not go away. Discussion from Participants is included. From the Record of Society of Actuaries, Volume 4, No. 1.

Description: RECORD OF SOCIETY OF ACTUARIES 1976 VOL. 2 NO. 3 This session looks at a variety of proposed laws and regulations on the consumerism front including the U.S. Senate's Consumer Insurance Information and Fairness Act, NAIC cost comparison and disclosure, proposals concerning privacy and risk classification by sex, and Canadian developments.